SparkBusinessLoan is a free, no obligation financial connection service, linking prospective borrowers with prospective funding partners for Business Loan Products. SparkBusinessLoan is not a financial institution or a lender and cannot guarantee final approval of your loan. Not all independent funding companies will approve a loan up to $250,000. Qualifying for final approval for a Business Loan Product depends on many factors including, but not limited to: income levels, employment status, business credit, tax liens, collateral, industry and state of residence. Loan terms, conditions and policies vary by funding partner, state and applicant qualifications. SparkBusinessLoan receives compensation from the lenders who, based on their criteria, determine that a potential borrower appears to meet their lending criteria (a “Lead” or “Leads”).
The connected lender will provide documents that contain all fees and rate information pertaining to the loan being offered, including any potential fees for late-payments and the rules under which you may be allowed (if permitted by applicable law) to refinance, renew or rollover your loan. Late or missed loan payments may be subject to increased fees, rate and may impact your personal and/or business credit score. SparkBusinessLoan has no knowledge of or control over the loan terms offered by the lender.